Payment Terms & GPay Rules

Version: 2.0 · Effective date: June 2026

Payment methods

• VietQR (VND), USDT (Polygon), Visa/Mastercard — depending on region and availability.
• All W2 orders run through a single payment pipeline; game logic does not depend on the chosen method.

What GPay is

GPay is an internal ledger and account layer used to display order status, supported settlements, game accruals and platform balances. GPay is not a bank account, an e-wallet, a payment intermediary, a deposit service or an investment account. External money settlement is performed by licensed payment providers.

Prices and currencies

A drop's base price is set in USD/USDT and converted to VND at the displayed market rate (market_rate). The final amount is shown before order confirmation.

Confirmation and receipts

A payment is deemed accepted once confirmed by the provider/network. The user receives an order confirmation. For crypto payments, finalisation depends on network confirmations.

Refunds

A monetary refund is possible only in the cases set out in the Refund Policy (defect/error/unreadable QR). Crypto payments are refunded to the originating network address; the user is responsible for address correctness.

GBT

GBT is an internal game reward unit — not a means of payment, not money, not a payout instrument. GBT cannot be withdrawn, sold or converted into cash, e-money or crypto. GBT is used only through the five W2 benefit programs (Learn · Travel · Create · Move · Meet), where the company pays the approved provider directly. See "GBT Token Terms" and "GBT Redemption & KYC/AML".

Fees and limits

The platform may set network/provider fees, minimum amounts and limits, disclosing them before the operation.

Regulatory caution (wording)

GPay is described strictly per its actual implementation. Absent the relevant licence, GPay is not called a bank, an e-wallet, a payment intermediary or a deposit service. Applicable: Decree 52/2024/NĐ-CP (non-cash payments) and State Bank of Vietnam (NHNN) rules. Safe formula: "internal accounting balance / invoice layer" showing invoice statuses, the source of truth for payment, an audit trail and a dispute process.

Stronger separation from a bank

• GPay does not hold user fiat funds like a bank account. GPay displays an internal ledger of orders, bonuses, statuses and supported settlements.
• All external payments go through third-party payment providers or blockchain networks, where applicable.
• A GPay balance/operations may be restricted, frozen or reviewed on suspicion of fraud/AML risk.

This document is part of the public platform rules. Where translations differ, the Vietnamese version prevails.